When you’re in college, money is always an issue, so an offer to make a little cash might be tempting, but Your BBB warns not to get caught up in something that could land you in big trouble.
There is a new twist on a classic work-from-home scheme that specifically targets college students. Don’t let the promise of easy money lure you into this con.
How the Scam Works:
You receive an email to your school account offering you a job in a company’s payroll or human resources department. The work is simple. All you need to do is receive a “payroll deposit” from the company to your personal bank account. Then, you transfer the money to other accounts. It seems like an easy job for a busy student, and you are tempted to accept the offer.
Don’t do it! Not only is this “job” not what is seems, it’s actually a crime. If you take the position, you will be assisting cyber criminals in transferring stolen money. If you participate, your bank account will be flagged for criminal activity, and you could be prosecuted.
How to Spot a Job Scam:
- Watch out for these phrases: Scam ads or emails often contain the phrases “Teleworking OK,” “Immediate Start” and “No Experience Needed.” Watch out for ads that urge you to apply immediately.
- Be very cautious of any job that asks you to share personal banking information. Scammers will often request banking info under the guise of running a credit check, setting up direct deposit or, in this case, using your bank account to transfer funds.
- Some positions are more likely to be scams: Always be wary of work from home, secret shopper positions or any job with a generic title, such as admin assistant or customer service representative. These often don’t require special training or licensing, so they appeal to a wide range of applicants.
- If a job looks suspicious, search for it online. If the result comes up in many other cities with the exact same job post, it is likely a scam. Also, check the company’s job page to make sure the position is posted there.
- Watch out for on-the-spot job offers. You may be an excellent candidate for the job, but beware of offers made without an interview. A real company will want to talk to a candidate before hiring him or her.
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